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Health Benefits

A. In the event that legislation is passed allowing for local PERS agencies to reduce contributions for retiree health insurance coverage, all employees retiring after the effective date of such legislation shall be provided health insurance coverage at the same ratio as current employees. Employees retiring prior to such legislation shall have insurance coverage as currently provided.

B. For all regular employees working full time, the District will pay 85% of the premiums currently in effect for employee and dependent coverage for the lowest cost plan available to District employees offered through the PERS system However, the District shall have the unilateral discretion to provide a higher level plan. The District payment is inclusive of the PERS minimum health contribution. The balance of the total District contribution is a cafeteria like plan contribution. In the event an employee elects a higher cost coverage, the employee shall pay the increased cost for that plan. District premium payments apply to retirees and their dependents as applied to active employees and their dependents for employees/retirees hired before October 1, 2012. 

C. Employees hired after October 1, 2012, shall be eligible to receive retiree health contributions in an amount equal to PERS minimum health contributions only.

2024 Health Insurance Premium Rates

PERS Gold has been selected as the District's 2024 lowest cost plan. This means that the District will contribute 85% of the PERS Gold amounts of $679.52 to $1,766.76 depending on benefit selection of employee only to family coverage. The District selected this plan in an effort to slowly work toward the lowest plan available to CCSD employees and not create a significant financial impact. IAFF MOU Section 24.B. includes language related to the lowest cost plan and the District has the discretion to opt for a higher level plan. 

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