Skip to main content

CalPERS Health Insurance Open Enrollment 9/15/2025 to 10/10/2025

It’s that time of year again!

Open Enrollment for the 2026 plan year begins on Monday, September 15 and runs through Friday, October 10, 2025. Please review the following important updates:

  • Plan Offerings: Medical will continue with CalPERS, and dental and vision will remain with Ameritas.
  • Prescription Benefit Change: Beginning January 1, 2026, CVS Caremark will replace OptumRx as the pharmacy benefit manager for all CalPERS medical plans. CalPERS has mailed information directly to members about this change. Employees are encouraged to attend one of the Open Enrollment presentations to learn how this change may affect them.
  • District Contribution: Great news!  The district will now contribute toward the Blue Shield Access+ HMO, which provides a higher district contribution level than in prior years.  See attachment for more details.
  • What This Means for You: Employees continue to have access to the same plans, but with improved contribution levels.
  • Effective Date: All changes will take effect January 1, 2026.

Open Enrollment Presentations

  • September 24, 2025 | 1:00–2:00 PM – Cambria Veterans’ Memorial Hall
  • October 1, 2025 | 1:00–2:00 PM – Cambria Veterans’ Memorial Hall

We encourage you to attend one of these sessions to learn more, ask questions, and explore your benefit options!

2026 HEALTH INSURANCE PREMIUM RATES
Blue Shield Access+ has been selected as the District's 2026 lowest cost plan. This means that the District will contribute 85% of the Blue Shield Access+ amounts of $1,052.59 to $2,737.51 depending on benefit selection of employee only to family coverage. The District selected this plan in an effort to provide low cost options for healthcare to CCSD employees. IAFF MOU Section 24.B. and SEIU MOU Section 30.A. include language related to the lowest cost plan and the District has the discretion to opt for a higher-level plan. 

During Open Enrollment, you can:

  • Change your CalPERS health plan
  • Add eligible dependents
  • Remove dependents
  • Cancel your existing CalPERS health coverage
  • Enroll in a CalPERS health plan if you don't currently have coverage

Log in to your myCalPERS account (https://www.calpers.ca.gov/) to explore your health plan options. myCalPERS allows you to access customized health information and has tools and resources to help you with your Open Enrollment decisions. myCalPERS also provides you with secure 24/7 access to view:

  • Specific health benefit changes that may impact you in the coming year
  • Your current 2025 monthly premium and 2026 monthly premium if you don’t change your health plan
  • 2026 health plans and monthly premiums available based on your health eligibility ZIP code
  • Which health plans your doctors participate in (updated to included specialists)
  • Your enrolled dependents
  • All CalPERS Open Enrollment information
  • Your 2026 Health Plan Statement

The 2026 Health Insurance Premium Rates are posted below. If you have any questions, please contact Miriam Torres. If you wish to make changes to your plan, please complete the required HBD-12 form and submit the completed form to Miriam Torres. If you aren't making changes to your coverage, no action is needed.

  • Change your CalPERS health plan
  • Add eligible dependents
  • Remove dependents
  • Cancel your existing CalPERS health coverage
  • Enroll in a CalPERS health plan if you don't currently have coverage
Join our mailing list